Home Finance Resource (HFR) Certification

You’re skilled at guiding clients through the home buying process. But do you ever receive questions about mortgage options that you don’t know how to answer? 

The Home Finance Resource Certification Course is designed to provide you with foundational education to help you confidently explain key pieces of the loan origination process. With the skills that you gain from this course, you will also be equipped to provide guidance on navigating mortgage applications and alternative financing options for all types of buyers.

this course will teach you:

  • How to guide your buyers through the mortgage preapproval process by, for example, creating a mortgage application checklist with all the documents they’ll need. 
  • Resources for addressing low credit scores, alternative financing options like first-time homebuyer assistance or low down payment programs. 
  • How to avoid the most common mortgage sticking points in a transaction. For example, the mortgage preapproval—not just prequalification—has become key for buyers competing against multiple offers in today’s market. 

Earning your hfr certification requirements

Learn more about how to earn your HFR Certification

  • Application fee: $89 
  • Annual membership renewal fee: $0 

Upcoming Courses

Click on the date to register for the course.

Tuition: CAR Members: $110 | Non-Members: $130

1 Day Audit Pricing: $59.00 (Audit Pricing is for anyone who currently holds this designation/certification with NAR to take the course because the materials have been updated. Please email info@rres-online.com to inquire about this rate.)

Date & TimeLocation
3/20/25Live Webinar
9:00 AM – 5:00 PM6 Hours Elective CE
10/14/25Live Webinar
9:00 AM – 5:00 PM6 Hours Elective CE